APPENDIX #5  “We Learn to do Acts of Love!” 

“I see life as both a gift and a responsibility. My responsibility is to use what God has given me to help His people in need,"is how Millard Fuller, the founder and president of Habitat for Humanity International (HFHI) understands his stewardship responsibility. Since Habitat's founding, his leadership has helped forge Habitat into a worldwide Christian housing organization. As a demonstration of God's love, Habitat volunteers have built homes together with more than 125,000 families in need in more than 3,000 U.S. cities and 82 other countries. HFHI has grown to be one of the top 20 house builders in the U.S. -- and the largest among nonprofits. More than 625,000 people now have safe, decent, affordable shelter due to Habitat's work around the world.

Fuller founded Habitat with his wife Linda in 1976. He travels and speaks worldwide, and has received international recognition for his work in advocating decent, affordable housing for all. HFHI is cited as an important leader in the battle against poverty housing in the U.S. and abroad. President Bill Clinton says Habitat is "...the most successful continuous community service project in the history of the United States. It has revolutionized the lives of thousands... Millard Fuller has done as much to make the dream of home ownership a reality in our country and throughout the world as any living person."

Jack Kemp, former Secretary of Housing and Urban Development and current HFHI board member, agrees, adding "When I'm asked about housing success stories from our inner cities, the first group that comes to mind is Habitat for Humanity."  

A Life Changed by God

From humble beginnings in Alabama, Millard Fuller rose to become a young, self-made millionaire. A graduate of Auburn University in Auburn, Alabama and the University of Alabama Law School at Tuscaloosa, he and a college friend began a marketing firm while still in school. Fuller's business expertise and entrepreneurial drive made him a millionaire at age 29. But as the business prospered, his health, integrity and marriage suffered.

These crises prompted Fuller to re-evaluate his values and direction. His "soul-searching" led to reconciliation with his wife and to a renewal of his Christian commitment.

The Fullers then took a drastic step: they decided to sell all of their possessions, give the money to the poor, and begin searching for a new focus for their lives. This search led them to Koinonia Farm, a Christian community located near Americus, Ga., where people were looking for practical ways to apply Christ's teachings.  

The Seed is Planted
With Koinonia founder Clarence Jordan and a few others, the Fullers initiated several partnership enterprises, including a ministry in housing. They built modest houses on a no-profit, no-interest basis, thus making homes affordable to families with low incomes.

Each homeowner family was expected to invest their own labor into the building of their home and the homes of other families. This reduced the cost of the house, increased the pride of ownership and fostered the development of positive relationships. Money for building was placed into a revolving fund. Money from the fund was then used to build houses, and house payments were in turn made back into the fund, enabling the building of even more homes.                                                                                                                                              

Testing the Model

In 1973, Fuller moved to Africa with his wife and four children to test the model outside the United States. The housing project, which they began in Zaire, was a success and became a working reality in that developing nation.

Fuller became convinced that this model could be expanded and applied all over the world. Upon his return home in 1976, he met with a group of close associates who were involved in the work. They decided to create a new, independent organization: Habitat for Humanity International. Since then, the Fullers have devoted their energies to the expansion of Habitat throughout the world.  

Applying Jesus' Economics

Habitat's economic philosophy is based upon what Fuller calls the "economics of Jesus." The no-profit, no-interest components of the program come from a passage in the Bible (Exodus 22:25) that says someone lending money to the poor should not act as a creditor and charge interest.

"I see life as both a gift and a responsibility," Fuller says. "My responsibility is to use what God has given me to help His people in need."

Former U.S. President Jimmy Carter, an avid carpenter and longtime Habitat supporter, believes that Fuller is using his gifts and acting in faith. "Millard Fuller is an inspiration to all of us who have joined him as volunteers," Carter says. "And his faith and perseverance have made continual progress possible."  

Public Recognition

Fuller received the Medal of Freedom from President Clinton in September 1996, and was named the 1995 Builder of the Year by Professional Builder magazine. He and his wife were awarded the 1994 Harry S. Truman Public Service Award, and he also has received the Martin Luther King, Jr. Humanitarian Award from both the State of Georgia and the King Center. He continues to receive many honorary doctorates and achievement awards for his outstanding leadership and contributions toward meeting the goal of eliminating poverty housing worldwide.  

(This account is from the Habitat web site, www.habitat.org)

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